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Douglas County, WI – Employee Benefits Committee - 9/24/26 Meeting Minutes Present: Natasha Schmid, Bill Whiteside, Dave Sletten, Alexis Carlson, Cindy Freeberg, Alex Rowe, Andy Johnson Guests: Spencer Miller, Stacey Visgor- Holden Insurance; Nancy Jagatnarain, Amber Marshall- Medica 1. Introductions took place. 2. The mid-year health claims review took place. 3. Dental Plan a. Health Partners i. 5% increase ii. Same plan design iii. Ortho plan must be applied to everyone and there is no separate plan (Ortho was a request by committee members) b. Delta Dental- option to change i. Two plans, one with orthodontist coverage and one without ii. Premium increase: See attached rates sheet iii. There is a scheduled call to learn more about Delta Dental. This will take place on October 2, 2026 at 9:00AM. Committee members are invited to attend and instructed to notify Natasha if they are interested. 4. Medical Plan Renewal a. Medica will remain the carrier for 2027 b. There are no major plan changes c. The Summary of Benefits document has not been released yet. d. Deductible is increasing due to minimum HSA amount set by the IRS: i. $1,700-0% HSA will be changed to $1,750 ii. $3,400- 0% HSA will be changed to $3,500 e. Medica Invest remains an option for subscribers to earn up to $900 annually towards their HSA. f. My Health Rewards remains a wellness program for dependents, 18 years and older. g. The County will continue to contribute towards the HSA. h. We anticipate changes to the premium and HSA contribution for the 2028 year due to continuing increases in premiums and claims. 5. Medical Rates a. The Medica renewal shows a 19% increase. b. There will be a 10% increase for all participants. c. The $750,000 capital project money that was allocated to the health insurance reserve helps offset the increased premium cost. Douglas County, WI – Employee Benefits Committee - 9/24/26 Meeting Minutes 6. Traditional Medical plan is available. This is a plan that has copays for eligible services however, it is not HSA eligible and, therefore, would not receive the County HSA contribution; The preventive drug list is also not included. a. The committee opted out of this option. 7. Other a. Vision Insurance through Delta Dental i. This would be a voluntary benefit and the County would not contribute towards the cost. ii. Additional discussion and education will be held on October 2, 2026 at 9:00AM. Members are to notify Natasha Schmid if they are interested in participating in the meeting. b.